Even if you usually flick past the business pages in your weekend paper, this year the world of finance will have undoubtedly infiltrated your group chats. 

First, there was the headline-making GameStop debacle, when Reddit users made a mockery of the stock market. Then we started hearing about bits of the internet going for big money: NFTs (non-fungible tokens), a form of cryptocurrency, being used to sell digital artworks, videos and even memes. Just last month, Kate Moss auctioned off videos of herself as NFTs – one-of-a-kind digital collectibles – with all proceeds going to mental health charity Gurls Talk. Most recently, a ‘joke’ cryptocurrency called Dogecoin spiked in value because Elon Musk mentioned it in a tweet.

This new frontier of finance can feel a bit, well, abstract, and we have a lot of questions. So we put them to Selina Flavius, financial expert and founder of Black Girl Finance.