Often, arguments or grudges begin over money when one friend has different views to the other. For example, you may believe splitting the Uber bill is the fairest thing to do or perhaps you don’t think twice about paying for the full trip.

Whichever side you or your friends fall on, the important thing to remember is that nobody is necessarily wrong. “When it comes to disagreements about money, people often try to ‘win’ the argument and convince the other that they are right and the other is wrong,” says Vicky Reynal, financial psychotherapist and author of Money On Your Mind: The Psychology Behind Your Financial Habits. “This, however, will often lead to a stalemate rather than help friends resolve conflict. It’s important to respect differences, and by that, I mean accepting that your view is not better or worse than your friend’s – it’s simply different. Your friend might prefer to split the bill evenly because it will save everyone time (and be equal), but you value fairness, so for you it feels more important to split it so that people only pay for what they consumed. But who is to say that equality is more important than fairness (or vice versa)? It’s just a different view – and we need to leave room for disagreement before we can be in the right mental space to seek compromise.”

3 ways to talk to your friends about money, according to experts